John Gugle, CFP®, CDFA®, CRPC®
With over 17 years experience as a Financial Advisor, I am a wealth management expert specializing in building long-term, trust-based relationships with high-net-worth clients. My entrepreneurial spirit and proven track record in personal finance strategies set me apart. I am dedicated to helping clients achieve financial success and live their best lives.
My career spans banking, management consulting, wealth management, and mortgage banking in both the US and Japan. I am a graduate of the University of Notre Dame where I majored in Finance and Japanese. That led me to work in Tokyo Japan at large global financial firms for almost 8 years before moving to Charlotte NC. As a Certified Financial Planner™ practitioner, a Certified Divorce Financial Analyst® practitioner, and a Chartered Retirement Planning Counselor, I bring a wealth of knowledge and adaptability to every client interaction.
I have successfully guided clients through every stage of the economic cycle, including the Great Financial Crisis of 2008-2009. Unlike many advisors who rely on passive, cookie-cutter investment approaches, I actively manage portfolios, adapting to changing market conditions to protect and grow my clients' wealth.
My approach aligns with the strategies of renowned investors like Warren Buffett, who prioritize readiness for market corrections. I believe in dynamic portfolio management to navigate the complexities of today's financial landscape.
Let's work together to achieve your financial goals with personalized, proactive financial strategies.
It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat. - Teddy Roosevelt
Managing Change in Life Transitions
Over the past five years, I've navigated significant life transitions: separation, divorce, selling a company, entering a new industry, job loss, medical emergencies, engagement, and starting a new business. These experiences have brought me from despair to immense joy. How did I get here?
I dedicated time to self-discovery, accepting disappointments, acknowledging my role in my marriage's end, and improving my resilience. Along the way, I prioritized my physical health, ultimately running my first half marathon at 52, and engaged deeply with self-help resources and therapy.
Making peace with my divorce taught me that life changes, relationships fray, and we must adapt. Divorce, in particular, requires careful financial planning to avoid costly mistakes driven by grief.
This personal journey inspired me to obtain the Certified Divorce Financial Analyst® (CDFA®) designation. I've learned from my own mistakes and now guide others through the financial complexities of divorce, helping them find joy and fulfillment on the other side.
I want my clients to see divorce as a transformative opportunity, rediscover their true selves, and move past this difficult phase. By focusing on financial planning and goal setting, I help them take control of their destiny and finances, becoming the best version of themselves.